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Welcome to the Susquehanna Valley situated on the border of central and northeastern Pennsylvania and this area's most comprehensive real estate web site. Here you will be able to find all sorts of useful information within one easy source so take your time and enjoy!
 
We are a strong, vibrant and global real estate family. We strive every day to deliver unsurpassed market intelligence and insights, and use our strengths to help you successfully buy and sell real estate. We embrace your goals and are committed to achieving them. The award winning company and agents of Century 21 Covered Bridges Realty, Inc. offer the most complete real estate service to our clientele with a truly visionary approach to high tech marketing and skills. We have served the real estate needs of Columbia, Montour, and lower Luzerne counties and surrounding areas for 34 years and look forward to providing you with the finest quality service unmatched by our competitors. Browsing through this site will allow you to explore our region along with community information, demographics, schools, medical facilities, area attractions plus much, much more. 
  
With our search the MLS, we give you direct access to all the properties available in a five county area, as well as new listings, featured properties, single property websites, and virtual tours. Upon e-mail request, we can also send you all new listings within your search criteria immediately as they become available with e-mail alerts so you won’t miss the "right" property.
 
Also available are valuable articles and information regarding buying, selling, home improvement, free reports, tax planning, as well as up to the minute news and weather from various media sources. In addition, the real estate resource center and blog are updated daily with real estate articles and answers to thousands of consumer’s questions about the buying and selling process.
 
If you are a first time buyer, experienced investor, or anything in between, you will find priceless information on our site about how to choose the right property, making an offer, negotiating, financing, mortgage rates, moving, and everything involved in making an informed decision in today’s real estate marketplace. 


In addition to all the information we have available for buyers, we also provide up-to-date information for sellers. If you are considering selling your property, this site offers dozens of articles about preparing your home for sale, choosing the right agent, appropriate pricing, effective marketing, the inspection process, and the importance of a market evaluation.
 
Thank you for visiting our online real estate website. We hope you enjoy our site and find everything you are looking for and more. We will look forward to hearing from you, so we can help you with all your real estate needs. Be sure to visit us often!

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Century 21 Covered Bridges Real Estate
Bloomsburg: 570-784-2821

Benton: 570-925-0210

Testimonials

Did a fantastic job staying on top of things and keeping me informed. Answered questions day/night. Very easy to work with. Knowledgable of every aspect of purchase. Recommend to anyone. Brandon - Bloomsburg
Kim was very helpful with the process as we had just left for vacation when negotiations ended. Everything was handled through email and went smoothly from start to finish. My husband and I were able to relax and enjoy our vacation. Sylvia R. (Seller)
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Real Estate News

Latest in Housing News and Tips for Home Ownership

An Entire United States Spy Town Is Up for Auction

It’s not the first time that an entire American town has gone on the auction block, but it might be the most unusual.

Sugar Grove Station, W.Va. was originally a United States Navy military base to support part of the National Security Agency’s surveillance operation. Though the array of giant parabolic dishes that continue to track location and content of international telecommunications activity is still in operation and not part of the sale, they are completely obscured from view behind a thick forest one mile away.  When it became unnecessary to house related analytical staff at the base, it was retired in the fall of 2015 and put up for auction to the highest bidder.

Built between 1960 and 2014, the fenced and gated town has private full-service utilities to support as many as 500 people on over 120 acres. Included are 80 homes on tree-lined residential streets in like-new condition, a swimming pool, bowling alley, youth daycare center, a community center with a fireplace (which was designed to function as a restaurant/bar), a gym, full-sized indoor basketball court, tennis and racquetball courts, a football field, a large playground with kiddie pool, and 12 guest cabins for visitors. There are also several large buildings for multiple use as well as a four-section hobby building for working on cars, woodworking shop and other creative pursuits.  For community safety, a police station and fire station are already in place.

Sugar Grove is surrounded by the George Washington and Jefferson National Forests between the Allegheny Mountains and the south fork of the Potomac River. It is located within a 13,000-square-mile area known as the National Radio Quiet Zone, so cell phones, WiFi and any equipment operating on radio frequencies are restricted from use. The Quiet Zone was established in 1958 by Congress so as not to interfere with the operation of the nearby parabolic dishes or the National Radio Astronomy Observatory 30 miles away.

Sugar Grove Station is perfect as a corporate retreat, (cult headquarters), academic campus, (cult headquarters), or corporate training center (cult headquarters). (Listen, I saw “Big Love,” and I know a cult community when I see one. No WiFi!? That can only be an academic campus…..on a cult compound!)

Nevertheless, the area’s now up for auction with a minimum bid of $1 million.  The auction end date is to be determined.

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This post was originally published on RISMedia’s blog, Housecall. Check the blog daily for top real estate tips and trends.

Consumer Spending Jumps the Most in Nearly Seven Years

(TNS)–Consumers pulled their wallets out of winter hibernation in April, increasing their spending at the fastest pace in nearly seven years in a sign that the economy is growing solidly again this spring.

Personal consumption expenditures grew by 1 percent after being flat in March and posting small gains the previous two months, the Commerce Department said Tuesday.

A jump in purchases of motor vehicles and long-lasting durable goods helped fuel the rise.

The last time consumer spending increased at a faster pace was in August 2009, just after the official end of the Great Recession.

Consumers started the year’s second quarter “with a bang,” says Stuart Hoffman, chief economist at PNC Financial Services.

“Consumer spending will continue to lead economic growth in 2016, as more jobs and rising wages give households more money to spend,” he says.

Another solid month of income growth was a key to the boost in spending. Consumers had more money in their pockets and regained confidence after financial markets rebounded following steep declines at the start of the year.

Personal income increased 0.4 percent in April, the third such gain in four months, the Commerce Department says.

Instead of saving the extra income, as they had earlier this year, consumers spent it in April. The percentage of disposable income saved dropped sharply to 5.4 percent from 5.9 percent the previous month.

The last time the savings rate was lower was in December.

“For all the concern about income inequality and stagnant wages, the economy overall is generating a lot of income for people,” says Chris Rupkey, chief financial economist at Union Bank in New York. “And they are spending it.”

The increased spending led to a rise in inflation. The price index for personal consumption expenditures increased 0.3 percent in April after a 0.1 percent gain the previous month.

For the 12 months ended April 30, prices increased 1.1 percent. That was the highest 12-month pace since January.

Federal Reserve policymakers want annual inflation to be 2 percent. Signs that inflation is moving toward that target, along with other data showing an improving economy, make it more likely Fed officials will nudge up a key interest rate this month.

Analysts have forecast that economic growth would rebound this spring after a weak winter.

On Friday, the Commerce Department said the economy grew at a 0.8 percent annual rate in the first quarter. While that was an improvement over an earlier estimate of 0.5 percent, the pace still was well below the economy’s potential.

Growth is expected to rebound to nearly 3 percent in the second quarter. Tuesday’s consumer spending figures for April showed that the quarter got off to a strong start.

“Net, net, consumers picked up the pace in April so you know the entire economy cannot be too far behind,” Rupkey says.

©2016 Los Angeles Times
Distributed by Tribune Content Agency, LLC.

Mood Ring House: Would You Wear Your Emotion on Your Home?

Mood rings change color as our finger temperature fluctuates—this house changes color with the tap of a finger.

Behold the Mood Ring House, a rainbow spectacle outfitted with LED lamps that reflect the owner’s disposition at night. The single-family home, located in Fayetteville, Ark., was conceived by SILO AR+D as an “exploration of how architecture can have different day and night presences with distinct experiential and spatial qualities.”

ArchDaily reports:

“At night, illuminated soffits construct volumes out of projecting colored light from concealed energy efficient LED fixtures. Colors are derived from the temperament of the house and directly by the owners’ desire.”

Economical at $80 per square foot, the T-shaped house was designed to minimize costs and environmental impact, with work space assigned to the compact ground floor and living spaces spread across the second level. The house derives natural light from a north-facing shed roof, and boasts southern and western views of the surrounding forest and mountains.

The Mood Ring House is not the only color-changer on the block—neighbors are purported to have installed colored LED fixtures on their homes when construction of the house ended. (That’ll make an appraiser’s task much easier.)

The house also calls to mind another multicolored home in California, painted with a mica-laced shade that shifts with the sun.

Would you wear your emotion on your house? Something tells us the mood ring movement has only just begun.

Credits: DwellSILO AR+D

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This post was originally published on RISMedia’s blog, Housecall. Check the blog daily for top real estate tips and trends.

New Survey Shows Retirees Want to Stay in Homes

An overwhelming number of people nearing or in retirement want to remain in their current home as long as possible, according to the results of a new survey released by The American College of Financial Services.

The Home Equity and Retirement Income Planning Survey found that 83 percent of the respondents do not want to relocate in retirement.

“One very interesting notion was that the desire to age in place increases significantly as you get older,” says survey author Jamie Hopkins, Professor of Retirement Income Planning and Co-Director of The American College New York Life Center for Retirement Income Planning. “We saw more uncertainty between the ages of 55 and 62. But once we started getting past 62 and you start moving into retirement, we saw that these individuals really don’t expect or want to leave their homes.”

The study also saw almost no homeowners with a strong desire to rent in retirement.

The survey, created to better understand retirees’ attitudes about home equity and housing decisions, also revealed that 44 percent have considered using home equity in retirement, but that only 25 percent feel comfortable spending it as a source of income. It also found that only about 20 percent of the respondents felt that it was extremely important to leave their home as a legacy asset to their children or other heirs, while 45 percent listed it as not important.

The results were based on surveys of more than 1,000 people between the ages of 55 and 75 with at least$100,000 in investable assets and $100,000 in home equity. About 53 percent of the participants were male, 47 percent female.

7 in 10 Don’t Understand Reverse Mortgages

Another purpose of the study was to gauge retirees’ knowledge of reverse mortgages. According to the survey, just 30 percent of the participants earned a passing grade on basic knowledge about reverse mortgages. Furthermore, 10 percent of respondents answered all ten questions incorrectly.

“This is really going to open a lot of eyes about just how little people moving into retirement with some home equity know about reverse mortgages,” Hopkins says.

Other key findings include:

  • Despite a strong desire to age in place, only 14 percent of the respondents had considered a reverse mortgage, with only one respondent having entered into a reverse mortgage;
  • The number one reason (44 percent) people did not enter into a reverse mortgage was they did not need it because of sufficient income. Other reasons, in order, were “too young” (18 percent), “not ready” (10 percent) and “too risky” (9 percent);
  • The respondents were generally misinformed about reverse mortgages, while holding a slightly negative view on reverse mortgages as a retirement tool;
  • Respondents thought they were more knowledgeable on reverse mortgages than their knowledge quiz answers suggested, showing both some degree of overconfidence and misunderstanding.

So what to make of this new research? Hopkins says financial advisors need to do a better job educating and talking to their clients about home equity. Additionally, products and strategies like reverse mortgages need to be given a second look by consumers and advisors as there are a lot of misconceptions out there today as evidenced by the survey.

“Hopefully that’s the biggest takeaway from this survey,” he says. “Advisors and consumers need to start thinking about home equity, including reverse mortgages, as part of the retirement income planning process.”

For more information, visit www.TheAmericanCollege.edu.

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