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Welcome to the Susquehanna Valley situated on the border of central and northeastern Pennsylvania and this area's most comprehensive real estate web site. Here you will be able to find all sorts of useful information within one easy source so take your time and enjoy!
 
We are a strong, vibrant and global real estate family. We strive every day to deliver unsurpassed market intelligence and insights, and use our strengths to help you successfully buy and sell real estate. We embrace your goals and are committed to achieving them. The award winning company and agents of CENTURY 21 Covered Bridges Realty, Inc. offer the most complete real estate service to our clientele with a truly visionary approach to high tech marketing and skills. We have served the real estate needs of Columbia, Montour, and lower Luzerne counties and surrounding areas for 34 years and look forward to providing you with the finest quality service unmatched by our competitors. Browsing through this site will allow you to explore our region along with community information, demographics, schools, medical facilities, area attractions plus much, much more. 
  
With our search the MLS, we give you direct access to all the properties available in a five county area, as well as new listings, featured properties, single property websites, and virtual tours. Upon e-mail request, we can also send you all new listings within your search criteria immediately as they become available with e-mail alerts so you won’t miss the "right" property.
 
Also available are valuable articles and information regarding buying, selling, home improvement, free reports, tax planning, as well as up to the minute news and weather from various media sources. In addition, the real estate resource center and blog are updated daily with real estate articles and answers to thousands of consumer’s questions about the buying and selling process.
 
If you are a first time buyer, experienced investor, or anything in between, you will find priceless information on our site about how to choose the right property, making an offer, negotiating, financing, mortgage rates, moving, and everything involved in making an informed decision in today’s real estate marketplace. 


In addition to all the information we have available for buyers, we also provide up-to-date information for sellers. If you are considering selling your property, this site offers dozens of articles about preparing your home for sale, choosing the right agent, appropriate pricing, effective marketing, the inspection process, and the importance of a market evaluation.
 
Thank you for visiting our online real estate website. We hope you enjoy our site and find everything you are looking for and more. We will look forward to hearing from you, so we can help you with all your real estate needs. Be sure to visit us often!

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CENTURY 21 Covered Bridges Realty, Inc.
Bloomsburg: 570-784-2821

Benton: 570-925-0210

Testimonials

Did a fantastic job staying on top of things and keeping me informed. Answered questions day/night. Very easy to work with. Knowledgable of every aspect of purchase. Recommend to anyone. Brandon - Bloomsburg
Kim was very helpful with the process as we had just left for vacation when negotiations ended. Everything was handled through email and went smoothly from start to finish. My husband and I were able to relax and enjoy our vacation. Sylvia R. (Seller)
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Real Estate News

Latest in Housing News and Tips for Home Ownership

Cost vs. Value: Which Home Improvements Offer the Highest ROI in 2017?

With the many different projects reported annually in Remodeling Magazine’s Cost vs. Value Report, not much has changed from last year…and that’s not a bad thing. The 29 projects found on this year’s report paid back an average of 64.3 cents on the dollar in resale value. Looking at the 24 most tracked projects (projects consistently tracked for the last six years), their payback for 2017 was also 64.3 cents—only three-quarters of a penny higher than 2016 projections.

Why the little change? Simply put: the differences in underlying numbers were minimal year-to-year. The average cost for those 24 projects rose a meager 3 percent, while the value that real estate professionals put on said projects only rose 4.2 percent. Minor gains, yes, but we’ll take what we can get.

Recent and long-time trends continued, reports Remodeling. Curb appeal projects like changes to doors, windows and siding garnered a higher ROI than work done inside the home. Replacement projects, like doors or windows, scored higher among real estate pros than did remodels.

On a national scale, the top five projects with the greatest ROI in the report’s “midrange” cost category are:

  1. Attic Insulation (Fiberglass)(107.7% ROI)
    Average Cost: $1,343
    Average Resale Value: $1,446
  1. Entry Door Replacement (Steel)(90.7% ROI)
    Average Cost: $1,413
    Average Resale Value: $1,282
  1. Manufactured Stone Veneer(89.4% ROI)
    Average Cost: $7,851
    Average Resale Value: $7,019
  1. Minor Kitchen Remodel(80.2% ROI)
    Average Cost: $20,830
    Average Resale Value: $16,699
  1. Garage Door Replacement(76.9% ROI)
    Average Cost: $1,749
    Average Resale Value: $1,345

The top five projects with the greatest ROI in the report’s “upscale” cost category are:

  1. Garage Door Replacement(85.0% ROI)
    Average Cost: $3,304
    Average Resale Value: $2,810
  1. Entry Door Replacement (Fiberglass)(77.8% ROI)
    Average Cost: $3,276
    Average Resale Value: $2,550
  1. Window Replacement (Vinyl)(73.9% ROI)
    Average Cost: $15,282
    Average Resale Value: $11,286
  1. Window Replacement (Wood)(73.0% ROI)
    Average Cost: $18,759
    Average Resale Value: $13,691
  1. Grand Entrance (Fiberglass)(70.1% ROI)
    Average Cost: $8,358
    Average Resale Value: $5,855

Regionally, the Pacific division (California, Oregon, Washington, Alaska and Hawaii) saw an average payback of 78.2 percent for all projects, with 10 projects posting cost-recouped levels of at least 90 percent. The East North Central states of Ohio, Indiana, Michigan, Illinois and Wisconsin, however, saw an average of just 54.9 percent, with no single project offering a payback of as much as 80 cents on the dollar.

At the other end of the spectrum are projects with the lowest returns on investment—improvements generally not in demand by the market. Again on a national scale, the five projects with the lowest ROI in the “midrange” cost category are:

  1. Bathroom Remodel(64.8% ROI)
    Average Cost: $18,546
    Average Resale Value: $12,024
  1. Master Suite Addition(64.8% ROI)
    Average Cost: $119,533
    Average Resale Value: $77,506
  1. Backyard Patio(54.9% ROI)
    Average Cost: $51,985
    Average Resale Value: $28,546
  1. Backup Power Generator(54.0% ROI)
    Average Cost: $12,860
    Average Resale Value: $6,940
  1. Bathroom Addition(53.9% ROI)
    Average Cost: $43,232
    Average Resale Value: $23,283

The five projects with the lowest ROI in the “upscale” cost category are:

  1. Major Kitchen Remodel(61.9% ROI)
    Average Cost: $122,991
    Average Resale Value: $76,149
  1. Master Suite Addition(59.9% ROI)
    Average Cost: $250,687
    Average Resale Value: $150,140
  1. Bathroom Remodel(59.1% ROI)
    Average Cost: $59,979
    Average Resale Value: $35,456
  1. Bathroom Addition(57.1% ROI)
    Average Cost: $81,515
    Average Resale Value: $46,507
  1. Deck Addition (Composite)(56.4% ROI)
    Average Cost: $39,339
    Average Resale Value: $22,171

The 2017 Cost vs. Value Report compares, across 99 markets, the average cost of 29 popular remodeling projects with their average value at resale one year later. Average resale value is calculated based on estimates provided by real estate professionals. View the full report, including project descriptions and city-level data, here.

Nick Caruso is RISMedia’s senior editor. Email him your real estate news ideas at nick@rismedia.com.

This was originally published on RISMedia’s blog, Housecall. Visit the blog daily for housing and real estate tips and trends. Like Housecall on Facebook and follow @HousecallBlog on Twitter.

The post Cost vs. Value: Which Home Improvements Offer the Highest ROI in 2017? appeared first on RISMedia.

Who’s Living Paycheck to Paycheck—and Who Isn’t

Living paycheck to paycheck is a harsh reality for many Americans, whose expenses—including housing—sap any hope of disposable income. According to a recent study by GOBankingRates, the paycheck-to-paycheck lifestyle is most common in California, Hawaii and New York, and least common in Arkansas, Mississippi and Oklahoma.

States Most Likely to Have Residents Living Paycheck to Paycheck

  1. Hawaii
    Median Paycheck: $2,826
    Disposable Income: -$367 (-13 percent)
  1. California
    Median Paycheck: $2,481
    Disposable Income: $162 (7 percent)
  1. New York
    Median Paycheck: $2,340
    Disposable Income: $300 (13 percent)

States Least Likely to Have Residents Living Paycheck to Paycheck

  1. Mississippi
    Median Paycheck: $1,561
    Disposable Income: $766 (49 percent)
  1. Arkansas
    Median Paycheck: $1,615
    Disposable Income: $775 (48 percent)
  1. Oklahoma
    Median Paycheck: $1,868
    Disposable Income: $892 (48 percent)

Learn where your state ranks here.

Source: GOBankingRates

For the latest real estate news and trends, bookmark RISMedia.com.

The post Who’s Living Paycheck to Paycheck—and Who Isn’t appeared first on RISMedia.

Square Footage Shrinks in Response to First-Time Homebuyers

The average home built in 2016 was 2,634 square feet, smaller than homes built the year prior, per recent data by the U.S. Census Bureau. The downsize, according to the National Association of Home Builders (NAHB), is in response to first-time homebuyers.

“The data on new home characteristics show a pattern,” says Rose Quint, assistant vice president for Survey Research at the NAHB. “2016 marked the end of an era that began in 2009 when homes got bigger and bigger with more amenities. I expect the size of homes to continue to decline as demand increases from first-time buyers.”

The NAHB’s recent Home Builder Preferences Survey reveals that in addition to closer quarters, new homes are now being constructed with separate laundry rooms, which are in-demand by both first-time homebuyers and other generations of buyers. Energy-efficient add-ons are also a top preference, as well as a main floor full bathroom. Features on their way out include cork flooring, an outdoor kitchen and a pet washing station.

The penchant for shrunk-down square footage, however, seems to vary by income. According to the survey, the more income the homebuyer earns, the more space they seek, with homebuyers earning $150,000 or more annually preferring a 2,500-square-foot home.

Source: National Association of Home Builders (NAHB)

The post Square Footage Shrinks in Response to First-Time Homebuyers appeared first on RISMedia.

Even High Earners Struggle to Save

A considerable percentage of Americans lack the savings needed to cushion against a surprise expense, even with enough income to save, according to a recent report by Bankrate.com. Approximately 60 percent of those surveyed do not have enough savings for a $1,000 emergency room bill, though 41 percent plan to tap their savings for such an expense.

“It’s not a matter of if, but when an unexpected expense will pop up,” said Jill Cornfield, Bankrate.com analyst, in a statement. “Our survey shows that just under half of adults surveyed said they or a family member had a major expense in the past 12 months.”

Half of high-income households do not have adequate savings, according to the report, despite having the financial wherewithal to support saving. Millennials have more savings stashed for an unforeseen bill than any other generation, at 47 percent of those surveyed.

The struggle to save is underscored by the “luxuries” Americans are willing to let go of—and the ones they aren’t. Fifty-nine percent of those surveyed would trim dining out from their budgets, but just 35 percent would cut their cell phone plan.

“If you have a car, a house or apartment, a pet, or a kid—if you’re a member of the human race—something that costs money is bound to go wrong,” said Cornfield. “It might be a minor car repair or a surprise medical expense. The best way to prepare is to have an emergency fund you can draw on.”

Source: Bankrate.com

For the latest real estate news and trends, bookmark RISMedia.com.

The post Even High Earners Struggle to Save appeared first on RISMedia.

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CENTURY 21 Covered Bridges Realty, Inc.   |   570-784-2821   |   570-925-0210

©2016 CENTURY 21 Covered Bridges Realty, Inc. CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by CENTURY 21 Real Estate LLC.  Equal Housing Opportunity.  Each office is independently owned and operated.